Except as provided in M.S. § 340A.409, subd. 4, all applicants for any liquor license
or consumption and display permit must, as a condition to the issuance of the license,
demonstrate proof of financial responsibility with regard to liability imposed by
M.S. § 340A.801, subd. 1, to the city by providing proof of liability/dram shop, general
liability, and workers' compensation insurance coverage as specified by M.S. § 340A.409,
subd 1. The city shall be named as additional insured on the liability insurance policy.
The insurance limits outlined in this section shall be effective for license renewals
and immediately on any new applications.
